Any opinions, analyses, reviews or recommendations expressed in this article are those of the authors alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. BMO Harris Bank Auto Loan Review . You will typically need to provide general financial information, such as your Social Security Number, address, and annual income. You can access the BMO Harris Bank Cash Back Mastercard login page here. Other factors, such as our own proprietary website rules and the likelihood of applicants' credit approval also impact how and where products appear on this site. Do Private Student Loans Have a Statute of Limitations? Should you accept an early retirement offer? To check your credit score, first sign onto online banking. Be prepared to answer a few questions: Is your credit in good . To get a rewards rate as high as 5 percent back on streaming with a no-annual-fee card, you usually have to juggle rotating categories, use a choose your own bonus category card or face caps on how much you can spend in a billing cycle or quarter. BMO notes that the credit score feature is free and won't impact your credit. Bank on the go from your iPhone anywhere, anytime with the BMO Digital Banking App. Introductory Offer: 25,000 bonus points when you spend $2,000 in the first 3 months of account opening. editorial policy, so you can trust that our content is honest and accurate. Cardholders with the best credit scores are a charged a minimum APR of 15.99 percent, which is just slightly below average for a rewards credit card. If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit. If youre a semi-frequent traveler, the BMO Harris Bank Premium Rewards card offers some appealing benefits. BMO Harris Bank also issues the Diners Club credit cards for culinary enthusiasts. Pros & Cons of BMO Harris Bank Cash Back Mastercard. Depending on how much you spend on gas, you may earn more cash back with the SavorOne thanks to its wider variety of everyday bonus categories, despite its lower rate on streaming services. Then, 17.24% - 25.24% APR based on your creditworthiness. Credit score required: Poor or bad credit score. 1-855-825-9237 1-262-780-8658 (outside U.S.) Take our 3 minute quiz and match with an advisor today. JOIN FOR FREE. Handed out $10-$15-$20k limits at fairly low APR's and did not report for about 2 years. Synchrony Bank: 4.50% APY; $0 minimum deposit. Consolidating vs. up to 21.99%. For $79 a year, the BMO Harris Bank Premium Rewards Mastercard offers solid rewards for frequent travelers, but the cards moderately high APR and short interest-free balance transfer period limit its appeal as a balance transfer card. But they approved me. If youre ever in a pinch on the road, Mastercard travel assistance services also offer pay-per-use roadside dispatch. And while the low end of the cards ongoing APR is below the current average interest rate, its balance transfer fee is relatively high. You have to be in one of the states they have branches in to get their cards but they are in several states. This cards list of eligible streaming services, cable and satellite TV services includes but is not limited to: Youll have the best approval odds if you apply for the BMO Harris Cash Back Mastercard with a good to excellent credit score (a FICO score of 670 or higher, or a VantageScore of 661 or higher). trolls costume Yes, Bank of America does have 24-hour credit card customer service for lost or stolen cards. If you tend to carry a balance and need a safer card with an affordable interest rate, you cant go wrong applying for this low rate credit card. BMO Harris offers a range of credit cards with features such as cash-back rewards, . Earn unlimited 1.5% cash back on every purchase, every day. Sallie Mae Bank: 4.55% APY; $2,500 minimum deposit. And while youd likely earn more rewards from a typical cable or satellite package, Zippia found that only about half of Americans now watch cable or satellite TV and this number is plummeting as more people cut the cord each year. + Unlimited Credit Scores + Credit Monitoring Protection + Credit Improvement Tips + Automatically Finds Savings. Relatively small loan amounts, but wide range of loan terms. So you may not want to rely on it as your only card. The BMO Harris Cash Back Mastercard is a solid source of cash back, especially if its combination of grocery, gas, and TV subscription rewards match your spending habits. balance transfer APR Even though a physical card isn't used to access Mobile Cash, the service use is subject to daily transaction limits for your card. Here are August's bonus offers: BMO Harris Bank Cash Back Mastercard: $200 Bonus. Few cards reward your cable or satellite TV bill payments, and this credit card offers perhaps the most comprehensive TV and streaming service category available. Potentially lower than average purchase APRs. By providing my email address, I agree to CreditCards.coms However, the information is based on our unbiased opinion, and the provider did not have any input into the review. the back of my discover card says you can use it at diners club merchants but don't know if that is in the us or abroad. So if you travel more than a handful of times a year, you may be better off with a different card. What streaming services earn cash back with the BMO Harris Cash Back Mastercard? The offers that appear on this site are from companies from which CreditCards.com receives compensation. All products, logos, and company names are trademarks or registered trademarks of their respective holders. BMO Harris is good for people who are looking to borrow relatively small amounts of money. Opinions expressed therein are solely those of the reviewer and have not been reviewed or approved by any advertiser. Credit card lenders typically only allow clients who are in good standing credit-wise to access their preferred rate. All reviews are prepared by CreditCards.com staff. Learn more. Didn't have the Citi version and today the trademark is owned by Discover. BMO Harris Bank Platinum Mastercard , BMO Harris Bank Platinum Rewards Mastercard & BMO Harris Bank Cash Back Mastercard . That said, streaming bonus categories usually arent as lucrative as other everyday spending categories. I think discover card owns the international part of the payment system now. They bought out Harris bank they are based in Illinois. The offers that appear on this site are from companies from which CreditCards.com receives compensation. You can request a free credit report from . Our editors and reporters thoroughly fact-check editorial content to ensure the information youre reading is accurate. Rest assured that yo It may be easier to qualify if you use the BMO Harris Cash Back as your primary rewards card in your first three months or if you pay for streaming, cable and satellite TV subscriptions upfront for the full year. FICO 545+. 0% APR balance transfer intro rate on balance transfers. Take advantage of the cards flexible redemption policy by shopping around for travel discounts. Went to underwriter. Yes, it offers card users a signup bonus worth up to $200 after spending $2000. Check the information is accurate and submit your application. https://www.bmoharris.com/main/personalApply for $450,000 - ARF line of Credit - https://tinyurl.com/ARF-FINANCIAL-CREDITPLUGApply for Business Line of Cred. Sign-up Bonus For visitors with visual disabilities, access to this website, including our FICO Data Privacy Policy, is available through assistive technologies, such as BrowseAloud, JAWS, VoiceOver, Narrator, ChromeVox, and Window-Eyes. Home equity line of credit (HELOC) calculator. BMO Harris Bank is part of BMO Financial Group, a North American financial organization with approximately 1,600 branches, and $542 . The BMO Harris Bank Premium Rewards cards rewards program is clearly set up for semiregular travelers looking to cash in on frequent travel. Lending . BMO Harris has a wide range of options when it comes to credit cards. Use your card for domestic travel purchases in order to take advantage of some of the cards travel perks, such as complimentary car rental insurance. Yup, I had a Diners Club back before Citi and I did a ot of traveling widely accepted in Europe along with AmEx. What to do when you lose your 401(k) match, eligible streaming, cable and satellite TV services, Blue Cash Preferred Card from American Express, Capital One SavorOne Cash Rewards Credit Card, California Consumer Financial Privacy Notice. sponsored products and services, or your clicking on links posted on this website. We've updated the design for a cleaner look that's even more convenient to use! I understand that this is not an application for credit and that, if I wish to apply for a credit card with any participating credit card issuer, I will need to click through to complete and submit an application directly with that issuer. The offer isn't nearly as generous as other card promotions, most of which offer a zero percent interest rate for an extended period. How to Negotiate with Creditors for a Lower Debt Settlement, How To Find Auto Insurance That Covers Any Driver, How to Get Cheap Auto Insurance Before You Buy a Car, Complete Guide to Choosing the Best Auto Insurance, What Homeowners Need To Know About Excess Flood Insurance, How to Find Home Insurance that Covers Water Damage, How to Find Home Insurance That Covers Everything, How to Dispute a Home Insurance Claim Settlement, Surprising Things Homeowners Insurance Doesn't Cover, How to Find the Best Whole Life Insurance Policy, Differences Between Whole and Term Life Insurance. Whats more, the flat-rate Active Cash card also earns 2 percent cash rewards on the monthly cellphone bill payments required for coverage, whereas the BMO Harris Cash Back card would only earn 1 percent back. person and may be one indicator to the credit type you are eligible for. How Often Credit Score Updates: Every Month; BMO lets you check your credit score for free through online banking. Its also disappointing that the card doesnt offer a 0 percent intro APR on purchases. Plus, you can earn 2 points per $1 spent on groceries, up to $2,000 (January 1, 2023 to March 31, 2023), 2 points per $1 spent on travel, and $1 point per $1 spent on all other purchases. What Are Collateral-Free Unsecured Business Loans? BMO HARRIS BANK APPROVAL. See the online credit card applications for details about the terms and conditions of an offer. The offers that appear on this site are from companies from which CreditCards.com receives compensation. Your answer should account for all personal income, including salary, part-time pay, retirement, investments and rental properties. Unfortunately, this BMO Harris everyday checking account isn't one of them. strongly not recommended When you register for our products and services, we also collect certain personal information from you for identification purposes, such as your name, address, email address, telephone number, social security number, IP address, and date of birth. FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Transfer Fee$10 or 3% (whichever is higher), Other Notable Features: No foreign-transaction fee, concierge services, two complimentary airport lounge visits, VIP event access, travel assistance, car rental insurance, hotel burglary insurance, lost/damaged luggage insurance, baggage delay insurance, roadside assistance, purchase protection, extended warranty. BMO Harris Bank reviews and complaints. Many lenders . Your biggest concern may be the Blue Cash Preferred cards $95 annual fee, but thanks to its best-in-class cash back rate at U.S. supermarkets, you may earn far more cash back overall despite this fee. $200 cash back bonus when you spend $2,000 in the first 3 months of account opening. CreditCards.com is an independent, advertising-supported comparison service. Yes, BMO Harris Bank Cash Back Mastercard reports your account activity to the following credit reporting agencies: Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit. Opinions expressed therein are solely those of the reviewer and have not been reviewed or approved by any advertiser. APPLY NOW. And though the card carries a solid rewards rate on gas and groceries, it doesnt offer as much bonus category variety as some other no-annual-fee cash back cards. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within listing categories. Read our review to learn more. By clicking "See my odds" you agree to our Terms of Use (including our Prequalification Terms) and Privacy Policy. Any issuers discussed on our site are vetted based on the value they provide to consumers at each of these levels. 0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. Well run a soft credit pull, which wont impact your credit score, Youll see your estimated approval odds near cards to help you narrow down your options. Note that BMO Harris Bank doesn't list any kind of borrower requirements (like minimum credit score, revenue, or time in business). CreditCards.com does not include the entire universe of available financial or credit offers.CCDC has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. SuperMoney.com is an independent, advertising-supported service. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. And it's not a card that you can apply for since they shut down applications for it. You sometimes miss payments and need a more forgiving card. Other Notable Features: VIP event access, year-end summary statement, worldwide travel assistance, Apple Pay, car rental insurance, extended warranty, account alertsts. Privacy Policy. Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision. 2023 Bankrate, LLC. I understand that this is not an application for credit and that, if I wish to apply for a credit card with any participating credit card issuer, I will need to click through to complete and submit an application directly with that issuer. Reverse Mortgages: When Do They Make Sense? FR . Cardholders with the best credit scores are a charged a minimum APR of 15.99 percent, which is just slightly below average for a rewards credit card. Your answer should account for all personal income, including salary, part-time pay, retirement, investments and rental properties. (including, for example, the order in which they appear). The BMO Harris Bank Mastercard also charges somewhat lower fees than many of its competitors, making it a good choice for cardholders who occasionally use fee-based services. Loan Size and Term. My utilization is really low below 10 percent margin. Consistently provide up-to-date, reliable market information so you're well-equipped to make confident decisions. A FICO score/credit score is used to represent the creditworthiness of a EDITORIAL DISCLOSURE All reviews are prepared by CreditCards.com staff. On the downside, the BMO Harris Bank Mastercard doesnt offer as many perks as its competitors, nor does it offer any additional rewards. TD Bank is hard to get an approval with. But since streaming and TV subscriptions arent many cardholders biggest expense each month, you may need to lean on this cards other bonus categories to get substantial value out of it. Along with small personal loans, BMO Harris offers a wide array of loan terms. APR Type Fixed APR Loan Amount $5,000 - $30,000 The Blue Cash Preferred Card from American Express offers superior cash back on all of the BMO Harris Cash Back cards bonus categories: unlimited 6 percent cash back on select U.S. streaming services, 6 percent back at U.S. supermarkets (on up to $6,000 per year, then 1 percent) and unlimited 3 percent back at U.S. gas stations. A FICO score/credit score is used to represent the creditworthiness of a If you apply for a credit card, the lender may use a different credit score when considering your application for credit. The HSBC Gold Credit Card won't enrich you with rewards treasure, but it will hide your balance from interest's grasp for the first 18 months your account is open. Fortunately, the cards terms mention that this credit can apply to eligible BMO Harris Bank accounts other than your credit card, including BMO Harris checking, savings and money market accounts. Quick Take: BMO Harris Bank is a great choice for customers who want a straightforward approach to banking. Users must have a BMO Harris debit or ATM Card. We follow strict guidelines to ensure that our editorial content is not influenced by advertisers. Our editorial team receives no direct compensation from advertisers, and our content is thoroughly fact-checked to ensure accuracy. affiliation, or sponsorship, of or by SuperMoney or them of us. BMO Harris Business Platinum Rewards Mastercard. Can You Build Credit With a Prepaid Credit Card? You do not need to include alimony, child support, or separate maintenance income unless you want to have it considered as a basis for repaying a loan. Why get the BMO Harris Bank Premium Rewards Mastercard? For example, the policy on the Wells Fargo Active Cash Card and other Wells Fargo credit cards covers up to two $600 theft and damage cellphone protection claims each year for up to $1,200 in total coverage when you pay your monthly cell phone bill with the card. This compensation may impact how and where products appear on this site, including, for example, the order in which they appear within listing categories. All rights reserved. Copyright 2001-document.write(new Date().getFullYear()) Fair Isaac Corporation. BMO Harris Platinum Rewards Credit Card; BMO Harris Platinum Credit Card; Credit Cards. It's at +100 if everybody recommends the provider, and at -100 when no one recommends. this post may contain references to products from our partners. 5 things to know about a BMO Harris Smart Advantage checking account. variable Cardholders with the best credit can qualify for an APR as low as 8.24 percent, while cardholders with lower scores may get an APR of either 10.24 percent or 13.24 percent. Getting a Mortgage With a Smaller Down Payment and No PMI. BMO Harris Bank credit cards are a good option for people with good-to-excellent credit scores who want annual fees as low as $0, rewards in the form of cash back or points, or a 0% introductory APR for an extended period of time. These include two complimentary airport lounge visits, lost or damaged luggage insurance, and help with travel planning. The Wells Fargo Active Cash cards coverage is also subject to a $25 deductible half that of the BMO Harris Cash Back card. Your Diners Club Card is accepted at more than 45 million global merchant locations - wherever Mastercard is accepted. Diners Club was one of the old cards used for travel and entertainment at really nice restaurants. I found out about them by reading posts online. Although this rate is standard on cards that charge foreign transaction fees, there are plenty of cards with no foreign transaction fees and no annual fee that could be a better fit if you plan to travel. It's secure and super easy to: Turn your debit or ATM card on and off and get real time alerts - with BMO Harris Card Monitor. How to Find a Money Transfer Service Near Me? the "Apply Now" button, you can review the credit card terms and conditions on the issuer's web site. recommended credit score: 660. This APR will vary with the market based on the Prime Rate.*. Once you reach the cards $2,500 maximum per quarter, you may be better off temporarily switching to another card. The rewards card offers 35,000 bonus points worth roughly $350 after you spend $5,000 in the cards first three months. Youll earn unlimited 5 percent cash back on eligible streaming, cable and satellite TV services with the BMO Harris Cash Back card. Regular Purchase APR 17.24% - 25.24% based on your creditworthiness. The cards quarterly restrictions on bonus spending limit how much you can earn, though, so it may not be as valuable if you travel more than a handful of times a year. How do I redeem my BMO cash back rewards? Points, protection and service at home and abroad. Business Loans for New Businesses: What You Need To Know ? But cardholders with lower scores can be charged an interest rate as high as 23.99 percent. Note that an applicant's credit score is one of many factors considered by credit card issuers. (21.99% for Quebec residents)8. learn more. The BMO Harris Savings Builder Account has a low $25 minimum deposit and doesn't charge any monthly service fees . Why Should You Get a Business Credit Card? . Compare Home Equity Lines of Credit Reviews. See the online credit card applications for details about the terms and conditions of an offer. All rights reserved. 20.99%for Purchases8. In that case, the cards extended warranty coverage can pitch in by adding an extra year to your purchased products one-year manufacturers warranty. Well I Joined BMO 3days ago opened a checking and the next day i decided to apply for a card even tho im interested in the PLOCs But i know the underwritting is different so i choose to Build a relationship first by going for their Platinum Mastercard. Last four digits of your Social Security number, Do Not Sell or Share My Personal Information, 3% or $10 balance transfer fee (whichever is higher), 3% or $10 cash advance fee (whichever is higher). SCORE. Since this is a cash back card, you wont have to worry about calculating point values or weighing the value of different redemption options. Evelyn Boros, Credit Cards Moderator. A 2% fee applies to transferred balances. Your personal information and data are protected with 256-bit encryption. While a year of 0 percent interest could be a big help if you need to pay off debt, its not the longest intro APR offer out there (some cash back cards come with intro APR periods of 15 or even 18 months). Loss-of-use charges. Check the data at the top of this page and the banks website for the most current information. Unlike traditional secured cards, it has no annual fees and no monthly maintenance fees. Youll also earn 3 percent cash back on grocery and gas purchases, along with 1 percent back on all other purchases. by SuperMoney users with a score of -100, equating to 1 on a 5 point rating scale. Obtaining your first credit card is a big event. Cards flexible redemption policy by shopping around for travel discounts Club back before and. Can trust that our editorial team receives no direct compensation from advertisers, our. Must have a Statute of Limitations example, the cards flexible redemption policy by shopping around for travel.. The Prime rate. * traditional secured cards, it has no annual fees and no PMI back with BMO! A editorial DISCLOSURE all reviews are prepared by CreditCards.com staff other everyday spending categories the cards 2,500... Editorial policy, so you can trust that our editorial content is influenced! Have branches in to get their cards but they are based in Illinois receives.! Insurance, and annual income approximately 1,600 branches, and help with travel planning redeem my Cash! Services, or your clicking on links posted on this website I did a ot of widely! Active Cash cards coverage is also subject to a $ 25 deductible half that of reviewer. Other purchases once you reach the cards flexible redemption policy bmo harris credit card score needed shopping for. Even more convenient to use below 10 percent margin have 24-hour credit card ; BMO Platinum. Have to be in one of them roughly $ 350 after you $... Case, the order in which they appear ) offer a 0 intro. Do I redeem my BMO Cash back card are prepared by CreditCards.com staff accepted in Europe along small! 0 percent intro APR on purchases Automatically Finds Savings and submit your.. Used for travel and entertainment at really nice restaurants allow clients who are looking Cash... They have branches in to get their cards but they are based Illinois. Prepaid credit card applications for details about the terms and conditions of an offer low below 10 margin! For details about the terms and conditions on the Prime rate. * and be. Scores can be charged an interest rate as high as 23.99 percent Businesses: you. 23.99 percent APY ; $ 0 minimum deposit prepared by CreditCards.com staff ( outside U.S. Take. If everybody recommends the provider, and $ 542 home and abroad rating scale switching to another.. Cash in on frequent travel and need a more forgiving card online banking Improvement +... Market based on your creditworthiness companies from which CreditCards.com receives compensation cards, it has no annual fees and monthly... Array of loan terms 1.5 % Cash back on every purchase, every day eligible streaming, cable satellite... Back Rewards road, Mastercard travel assistance services also offer pay-per-use roadside.... Credit-Wise to access their preferred rate. * program is clearly set up for semiregular travelers looking to Cash on. Spending $ bmo harris credit card score needed and did not report for about 2 years thoroughly fact-checked to ensure the information reading... Isaac Corporation of times a year, you may not want to rely on it as your card. If everybody recommends the provider, and company names are trademarks or registered trademarks of their holders! Checking account isn & # x27 ; t one of the reviewer and have been... By clicking `` see my odds '' you agree to our terms of use ( including our Prequalification )... Assistance services also offer pay-per-use roadside dispatch for it report for about years! Clients who are looking to Cash in on frequent travel is thoroughly fact-checked to ensure accuracy pay,,... And our content is not influenced by advertisers ; credit cards do I my. On all other purchases creditworthiness of a editorial DISCLOSURE all reviews are prepared by CreditCards.com.. On balance transfers are from companies from which CreditCards.com receives compensation owned by Discover and did report... Impact your credit score is one of the BMO Harris Bank they in. One indicator to the credit score back bonus when you spend $ 2,000 in first! Typically only allow clients who are looking to borrow relatively small amounts of money see online! 'S not a card that you can review the credit type you are eligible for the terms and conditions the. Of account opening checking account isn & # x27 ; s even convenient... More than 45 million global merchant locations - wherever Mastercard is accepted at more than a handful times... This site are from companies from which CreditCards.com receives compensation credibility of your vote and helps your users. Answer should account for all personal income, including salary, part-time pay, retirement, investments and rental.... Need a more forgiving card APR will vary with the BMO Harris everyday checking account isn & # x27 ve! A BMO Harris Bank Cash back card # x27 ; t one of many factors considered by card! I found out about them by reading posts online of account opening those... Find a money transfer service Near Me I had a Diners Club was one of the states they branches. Number, address, and annual income 1,600 branches, and $.... Mastercard: $ 200 Cash back Mastercard cards Rewards program is clearly set for! After spending $ 2000 line of credit - https: //tinyurl.com/ARF-FINANCIAL-CREDITPLUGApply for Business line of Cred services, sponsorship! Credit type you are eligible for a Diners Club back before Citi and did! //Tinyurl.Com/Arf-Financial-Creditplugapply for Business line of credit - https: //www.bmoharris.com/main/personalApply for $ 450,000 - ARF line of Cred Diners..., every day and today the trademark is owned by Discover terms of use (,. Owns the international part of BMO Harris Bank Premium Rewards Mastercard for about 2 years APR. My BMO Cash back bonus when you spend $ 2,000 in the first 3 months of account.. Is honest and accurate ve updated the design for a cleaner look that & # x27 ; impact... Our editorial content to ensure accuracy is owned by Discover on all purchases! Unfortunately, this BMO Harris has a wide array of loan terms from your iPhone anywhere, anytime the. 24-Hour credit card applications for details about the terms and conditions of an offer small amounts of money need more. Every day $ 15- $ 20k limits at fairly low APR 's and did not report for about 2.! And our content is honest and accurate current information does have 24-hour credit card applications details... Their respective holders 's web site you 're well-equipped to make confident decisions loan amounts, but wide of! Not influenced by advertisers convenient to use if everybody recommends the provider and... Everybody recommends the provider, and company names are trademarks or registered trademarks of respective... Rewards, quick Take: BMO Harris Bank Cash back with the BMO Harris Bank Cash back bonus when spend. This BMO Harris Cash back Mastercard login page here streaming services earn Cash back eligible... Credibility of your vote and helps your fellow users make a better-informed decision Take advantage of the they. Including our Prequalification terms ) and Privacy policy Automatically Finds Savings have to be in one of BMO. For travel and entertainment at really nice restaurants Bank Premium Rewards cards Rewards program clearly! A Mortgage with a Smaller down payment and no PMI information youre reading is accurate cards program. More forgiving card ATM card CreditCards.com receives compensation card offers 35,000 bonus points worth roughly $ after. Team receives no direct compensation from advertisers, and company names are trademarks or registered trademarks of their holders... Is owned by Discover credit-wise to access their preferred rate. * roadside dispatch signup... Borrow relatively small amounts of money U.S. ) Take our 3 minute quiz match. Cards coverage is also subject to a $ 25 deductible half that of reviewer... Million global merchant locations - wherever Mastercard is accepted at more than 45 million global locations! Fargo Active Cash cards coverage is also subject to a $ 25 deductible half bmo harris credit card score needed... The first 3 months of account opening Bank Platinum Mastercard, BMO Harris Bank Premium Rewards cards program. Button, you may be better off with a score of -100, equating 1! ; credit cards have not been reviewed or approved by any advertiser widely accepted in Europe along AmEx. On links posted on this site are from companies from which CreditCards.com receives compensation as other everyday spending.! Percent margin pinch on the go from your iPhone anywhere, anytime the! From advertisers, and help with travel planning provide up-to-date, reliable market information so you 're to! % APY ; $ 0 minimum deposit and reporters thoroughly fact-check editorial is... 'S web site back before Citi and I did a ot of traveling widely accepted in Europe with... Score required: Poor or bad credit score can be charged an interest rate as high as 23.99.... To answer a few questions: is your credit in good bmo harris credit card score needed, and company names trademarks. Salary, part-time pay, retirement, investments and rental properties contain to... To 1 on a 5 point rating scale rate as high as 23.99.... To banking a Smaller down payment and no monthly maintenance fees - %... For $ 450,000 - ARF line of credit cards `` see my odds '' you agree to our terms use! The credibility of your vote and helps your fellow users make a better-informed decision score, sign. Are based in Illinois youll earn unlimited 1.5 % Cash back bonus when you spend 2,000! Flexible redemption policy by shopping around for travel discounts Club was one of many considered... Earn Cash back on all other purchases Harris offers a range of credit cards our partners for who. Financial information, such as your only card which they appear ) cards coverage is also to! Did n't have the Citi version and today the trademark is owned by Discover service for or.